Federal and state taxes are not the only items withheld from your paycheck. There are other options such as benefits, the Federal Insurance Contribution Act (FICA), the Employee Retirement Income Security Act (ERISA), and Social Security. Watch the videos A Primer on Social Security and A Primer on the FICA Tax located in this week’s M.U.S.E. to get a better understanding of both FICA and Social Security.
Please respond to the following questions:
- What role does Social Security play in employee retirement?
- What is the relationship between FICA, ERISA, and Social Security?
- What are some real world examples of retirement planning programs?
- What would be considered an example of fiduciary responsibility under ERISA?
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